Clause 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Terms overview
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Clause 02
Scope of Services
The website provides general information about insurance selection services for retirees and related support. Any assessment, recommendation, or communication is for informational purposes only and does not create a binding obligation to provide coverage or to act on any particular request.
Core Terms
Fees and Charges
Any fees, charges, or commercial terms, if applicable, will be communicated separately before any paid service is arranged. We may decline or suspend any request where the information provided is incomplete, inaccurate, or unsuitable for our processes.
03
Operational Clause
WIPO
Fees and Charges
Any fees, charges, or commercial terms, if applicable, will be communicated separately before any paid service is arranged. We may decline or suspend any request where the information provided is incomplete, inaccurate, or unsuitable for our processes.
04
Operational Clause
HCCH
Use Restrictions
You agree to use the website and any related communications lawfully and in a manner that does not interfere with the operation, security, or integrity of the site. We may modify, limit, or discontinue any part of the website or service content at any time, subject to applicable law.
Internal Conditions
Privacy
All text, graphics, logos, layout, and other site materials are owned by us or used with permission, unless stated otherwise. You may not copy, reproduce, distribute, or create derivative works from the site materials without prior written consent, except as permitted by law.
05
Clause
Intellectual Property
All text, graphics, logos, layout, and other site materials are owned by us or used with permission, unless stated otherwise. You may not copy, reproduce, distribute, or create derivative works from the site materials without prior written consent, except as permitted by law.
06
Clause
Disclaimer of Warranties
The website and its content are provided on an as-is and as-available basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, fitness for a particular purpose, and uninterrupted availability, and we are not responsible for decisions made based on the site content.
Legal Summary
Formal Brief of Key Clauses
The following docket presents two core legal entries in summary form for review alongside their supporting references and contact pathways.
Governing Law
These Terms are governed by the laws applicable in Italy, without regard to conflict of law rules. Any dispute arising from or relating to the website or these Terms shall be handled in the competent courts or other forums determined under applicable law.
Reference
WIPO
Changes to Terms
We may update these Terms from time to time by posting a revised version on the website. Continued use of the website after an update becomes effective means you accept the revised Terms, and you should review them periodically for changes.
Reference
HCCH